Credit Evaluations Junior Manager – ABF & Agriculture – First Capital Bank

Vacancy: Credit Evaluations Junior Manager – ABF & Agriculture

Be part of an exciting team that is looking at changing the Banking landscape.

If you are a self-starter and looking for a challenging, yet exciting opportunity to grow and develop new markets with First Capital Bank please submit your applications for the following position.

To evaluate rides and assess the eligibility of all credit-related requests from customers falling under the designated portfolio

• Reviews, Analyses creditworthiness of loan applications, renewals and other credit-related requests (such as the release of security, changes in terms and conditions of sanctions).
• Discuss with RMs and /or Head of Credit the loan requests m case of need. Assists the RMs with proper structuring of deals in case of need.
• Ensures that all credit proposals put up, comply with Bank’s Gecftt Policy, the Group Policy, Lending related Guidelines of the Bank of Botswana (BOB), and other regulatory bodies.
• Ensures to advise the RMs immediately on receipt of the decision on the credit proposals by the sanctioning authorities.
• Ensures speedy and timely resolution/disposal of applications.
• Ensures safekeeping of all customer documents submitted by the client and used for the credit evaluation process, printed copies of credit proposals, decisions and relevant correspondence in the customers’ credit file as well as soft copies of all relevant correspondence in shared folders in the system.
• Ensures follow up of all credit appraisal-related documents not received at the time of appraisal from RMs
• Manages their queues on the Credit Origination (CIO) system, queries, as well as Reports
• Oversees and manages the Evaluations MIS (eg Board Pack data. Application Tracking) within specified timelines
• Undertakes to address and resolve Audit findings assigned by the Credit Evaluation Manager. HOC or Higher Authority as assigned
• Undertakes any such other related/additional duties as instructed by the Credit Evaluation Manager, HOC, or Higher Authority, from time to time such as risk monitoring of the respective portfolios under his/her accountably.

 

 

– Minimum: A Bachelor’s Degree in Accounting or Finance, or similar qualifications

– At least 2 years’ experience in credit evaluation

– Problem solving skills

– Analytical skills

– People skills

– Conflict Management Skills