Credit Evaluations Manager – First Capital Bank Limited 343 views

Job Expired

PURPOSE




  • To evaluate risks and assess the eligibility for all credit-related requests from the customers falling under her/his portfolio

KEY RESPONSIBILITIES

  • Evaluates, Reviews, Analyses creditworthiness of all loan applications, renewals and other credit-related requests such as for release of security, changes m terms & conditions of sanctions.
  • Recommends and put up the credit proposals prepared as above to Head of Credit
  • Ensures that all credit proposals put up complies with Bonk’s Credit Policy and Lending related Guidelines of Bank of Botswana
  • Ensures speedy & timely resolution/disposal of applications within agreed turnaround times
  • Ensures safekeeping of all customer documents submitted by the client and used for credit evaluation process, printed copies of credit proposals, decisions, and relevant correspondence in the customers’ credit file and maintains updates in shared folders in the system
  • Ensures follow up of all credit appraisal-related documents
  • Prepares correspondence on limits within stipulated turnaround time and ensures updated documentation in client credit files.
  • Manages valid system facilities limits.

QUALIFICATIONS / EXPERIENCE




  • Bachelor’s Degree in Business, Accounting. Finance or related field.
  • Minimum of five (S) years experience in credit evaluation or underwriting.
  • Sound knowledge of Credit Principles and regulatory environment related credit, preferably In a bank.

KEY SKILLS AND COMPETENCIES


  • Project management skills and the demonstrated ability to think critically and facilitate change through a collaborative effort
  • Computer literate (sound knowledge of MS Office – Word, Excel and PowerPoint, and risk management systems / GRC (preferable)
  • Negotiation skills and the ability to influence people
  • High levels of integrity
  • Numerical skills and ability to evaluate quantify and assess risks
  • Ability to work independently with or without direction and/or supervision
  • Ability to prioritize and multitask. Flexibility and adaptability in work approach
  • Ability to cope under pressure
  • Good communication and presentation skills
  • Sound technical and business acumen/industry and product knowledge
  • Understanding of corporate governance and King IV requirements relating to risk management.

 

 



FOR P70 we can design and write a perfect CV for you. Cover letter for P30
Pay with Orange Money on number 76981238 or EWallet to 76981238
Contact us on Whatsapp - 76981238. (Only WhatsApp)
CLICK LINK BELOW TO CHAT DIRECT ON WHATSAPP
https://wa.me/26776981238

 

 


More Information

  • This job has expired!

Leave your thoughts










jobs in botswana logo

jobs in botswana logo

We are Botswana number 1 job listing website.

We list career opportunities in Botswana, NGOs in Botswana vacancies and internship opportunities in Botswana