Job Summary
A job vacancy has arisen within the Letshego Financial services for the above-mentioned position, job summary of the role is outlined as per below To manage and assist the Credit Operations Manager to oversee the smooth running of the Credit Operations Department, ensuring efficient and effective programmatic lending operations standard are maintained. Further, actively engage with clients to ensure all agreed credit mandates are executed on in a timely manner.
Responsibilities
Responsible for the timely fulfilment of Programmatic Lending related credit operations duties.
Ensure compliance to stipulated policies and procedures for all the loan applications to eliminate audit findings or complaints, and enhanced customer satisfaction.
Perform all assigned credit fulfilment roles, ensuring timely escalations to the Sales teams for client contacts
Evaluate the creditworthiness of new and existing customers by reviewing credit reports, financial statements, payment history, and other relevant information.
Stay up-to-date with relevant laws and regulations related to credit and collections, ensuring the organization’s practices remain compliant.
Ensure that approval of all loan applications complies with the regulatory requirements.
Handle customer queries within a reasonable time to maintain high-quality customer service.
Ensure that payments are processed with due diligence to avoid losses as a result of misdirection of funds.
Prepare and communicate all such reports to management as may be required from time to time.
Ensure adherence to approvals processes and procedures.
Ensure that the loans approvals are within the stipulated time frame.
WE ARE STILL MAKING CVs FOR P100. COVER LETTERS FOR P50
Pay with FNB EWallet to 76981238 or Orange Money on number 76981238
Whatsapp us on +26776981238
JOIN US ON OUR WHATSAPP CHANNEL HERE
Requirements
A degree in Accounting / Finance / Banking / Economics or similar
At least 3 years’ experience in Credit Operations within Financial Services
Relevant experience in credit management gained in Consumer Finance, retail SME or microfinance environment.
Knowledge of local laws, rules and regulations
General understanding of credit risk strategies to maximise benefit from opportunities that arise to give some input to upside benefits to the business.
Basic to general knowledge of financial analysis, credit assessment and risk management
Basic to general understanding of product offerings and customer segments in banking and microfinance
More Information
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JOB APPLICATION DETAILS
APPLICATION DETAILS
Intrested candidates may follow the link below: https://letshego.seamlesshiring.com/h/advanced#/jobs/view/2576 Deadline to Apply: November 12, 2023
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