Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.
To contribute to the implementation of adequate Credit Risk controls for complex business entities, across two main business streams inclusive of BCB and CIB, specifically focusing on risks encountered in the post-credit granting stage of the lending process by ensuring the appropriateness, applicability, consistency, validity, and enforceability of all collateral and confirming that collateral are in legal order and properly housed to secure assets in order to mitigate risks.
Job Summary
- Type: full-time
- Location: Gaborone
- Category: Banking
- Closing Date: 2026-08-14
Key Responsibilities
- To contribute to the implementation of adequate Credit Risk controls for complex business entities, across two main business streams inclusive of BCB and CIB, specifically focusing on risks encountered in the post-credit granting stage of the lending process by ensuring the appropriateness, applicability, consistency, validity, and enforceability of all collateral and confirming that collateral are in legal order and properly housed to secure assets in order to mitigate risks.
Requirements
- Type of Qualification: First Degree
- Field of Study: Business Commerce or equivalent
- 1-2 years Experience with home loans and lending will be beneficial in this role. Preferable to have banking experience, particularly pertaining to banking processes with regard to collateral documentation and the operation thereof.
- 1-2 years Personal and Business banking will provide holistic exposure regarding credit risks, lending and associated collateral. Preferable to have banking experience, particularly pertaining to banking processes with regard to collateral documentation and the operation thereof.
- Developing Strategies
- Directing People
- Embracing Change
- Empowering Individuals
- Establishing Rapport
- Generating Ideas
- Making Decisions
- Producing Output
- Seizing Opportunities
- Showing Composure
- Team Working
- Valuing Individuals
- Customer Understanding (Business Banking)
- Financial Acumen
- Product Knowledge (Business Banking)
- Risk Management
- Risk Reporting
- Risk/ Reward Thinking
- Strategic Planning and Reporting
How to Apply
To apply, please visit: jobs.smartrecruiters.com
Job Code: 744000140870620
Frequently Asked Questions
What educational background and certifications are typically required for a Collateral Officer role in Botswana?
A degree in Finance, Business Administration, Law, or a related field is usually expected for this position. Relevant professional certifications in banking, credit management, or property valuation would be a significant advantage in the competitive Botswana market.
What are the main day-to-day responsibilities of a Collateral Officer at a bank in Botswana?
You would be responsible for verifying, valuing, and perfecting security offered against loans, ensuring all collateral documentation complies with local legal and regulatory requirements. This involves conducting due diligence, managing a portfolio of collateral, and facilitating release processes when loans are repaid.
What is the typical work culture like for a Collateral Officer in Botswana's banking sector?
Expect a professional and structured environment with a strong emphasis on compliance, accuracy, and attention to detail due to the regulatory nature of banking. Building strong relationships with both internal teams and external legal counsel is crucial for effective collateral management.
What are the realistic career progression opportunities for a Collateral Officer in Botswana?
Successful Collateral Officers can advance into roles like Senior Collateral Officer, Credit Risk Analyst, or move into other areas of credit and lending management within the bank. Further education or specialisation in corporate finance or legal aspects can open doors to supervisory or managerial positions.
What kind of benefits package, such as leave, medical aid, and pension, can one expect as a Collateral Officer in Botswana?
Most reputable banks in Botswana offer competitive benefits packages, typically including medical aid, a provident or pension fund, and annual leave in line with local labor laws. Additional benefits might include group life assurance and performance-based incentives.
What do employers in Botswana look for in Collateral Officer candidates, and what's the best way to apply?
Employers seek candidates with strong analytical skills, meticulous attention to detail, and a solid understanding of local property and financial legislation. Applying online through the bank's official career portal or professional networking sites is the standard method for submitting applications.