COUNTRY MANAGER – RISK – First Capital Bank

VACANCY

Be part oF an exciting team that is looking at changing the Banking landscape. If you are a self-starter and looking for a challenging, yet exciting opportunity to grow and develop new markets with First Capital Bank please submit your applications for the following position.
COUNTRY MANAGER – RISK

REPORTS TO
Chief Executive Officer

JOB PURPOSE

Lead the risk function and actively participate in defining strategic objectives to support the business; business planning and setting the direction of the business in line with Group strategy. The job holder is the principal risk owner for the major risk functions within the business unit.

 

KEY RESPONSIBILITIES

•Play an active and key role in setting country strategy by understanding and articulating key macroeconomic forecasts, country landscape, regulations and microeconomic themes, industry and sector developments, all in a forward-looking perspective.
•Use strategy and choices made to build STP and MTP, and Risk Appetite using standardized framework spanning expected loss, stress loss, Economic Capital, Regulatory Capital and Liquidity, Concentration Risk (Mandate & Scale).
•Develop and use data, metrics and dashboards to monitor Risk Appetite utilization, and set benchmarks, triggers, and actions to manage Risk appetite.
•Build a world class Risk organization to enable profitable business growth, attract, develop and retain best Risk professionals; actively support and manage moves from Risk to front office and vice versa.
•Ensure Organizational structure, total FTE and grading levels are documented as part of STP and signed off by country HR, CFO and MD
•Drive the development of risk specialization to build in-house expertise that can be efficiently transferred across business units.

 

•Actively manage Credit Risk profile, working with Credit Heads(sanctioning), drive use of metrics, lead indicators and linkage to Risk Appetite. Impairment process – Manage within an agreed Retail & Wholesale impairment budget, ensuring that the agreed asset quality of the portfolios is maintained in line with agreed risk appetite
•Ensure the concepts of Traded Market Risk and metrics across the bank (management and Board) are understood, working closely with Treasury to use TMR metrics to drive business strategy and that it is managed in line with documented Risk appetite.

 

QUALIFICATION/EXPERIENCE

•Proven track record in the successful delivery of risk management
•10 years’ experience in Risk and at managerial level
•Bcom, CFA, MBA would be an added advantage

 

KEY SKILLS & COMPETENCIES

•Strong intellect balanced by practical and pragmatic approach
•Strong internal and external networking
•Analytical
•Relationship/ partnership approach
•Customer/ market perspective
•Technical skills and knowledge
•Problem solving/decision making
•People management and coaching