Organization Name:
Botswana Public Officers Savings and Credit Co-operative Society Limited (BPOSACCOS)
Job Title:
CREDIT COMMITTEE (5 POSITIONS)
Role Purpose:
The Credit Committee is responsible for the general supervision and assessment of all loans to members. It ensures that the lending policies of the Society are strictly adhered to and that loan risks are effectively managed.
Key Responsibilities
- Vetting and approving or rejecting loan applications in accordance with the Credit Policy.
- Assessing credit risk and ensuring the borrower’s ability to repay.
- Monitoring the loan portfolio to ensure low delinquency rates.
- Reviewing and recommending changes to the Credit Policy to meet member needs and market conditions.
- Ensuring all loans are adequately secured and documented.
Requirements
- Finance/Banking: Experience in credit management, banking, or financial analysis.
- Risk Management: Ability to assess financial risk and borrower credibility.
- ICT/Digital: Familiarity with loan management systems or financial software.
- General: Analytical mind, confidentiality, and adherence to ethical lending practices.
- Be a member in good standing and a shareholder of BPOSACCOS.
- Be 18 years of age or older.
- Not be employed by the Society.
- Not be engaged in business as a moneylender.
- Have no criminal record.
- Be compliant with Know Your Customer (KYC) requirements.
- Note: Successful candidates will be required to go through vetting as per FIA requirements.
- Sound judgment and decision-making ability.
- Strong communication and negotiation skills.
- Understanding of co-operative lending principles.
- Integrity and objectivity.
How to Apply
All interested members are requested to send a complete application inclusive of a CV/resume, copy of ID, and any other supporting documents highlighting the skills and experience you would bring to this role.
Deadline: 23rd February 2026
Submission Methods:
* Email: recruitment@bposaccos.co.bw
* Postal: BPOSACCOS, PO BOX 1682 AAD, Poso House, Gaborone
* Hand Delivery: BPOSACCOS Office, Plot 50667, Fairgrounds, Block B, Gaborone
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