Job Summary
- Employer: Tshepong Financial Services
- Job Type: Full-time
- Location: Maun, Botswana
- Category: Finance
- Salary: lean, stable base salary supplemented heavily by cash incentives
- Closing Date: 2026-09-25
Key Responsibilities
- Loan Approval: Review and approve or reject cash loan applications based on company rules and client risk levels.
- Risk Management: Monitor active loan portfolios, track repayment rates, and manage overdue accounts or defaults.
- Team Leadership: Train, supervise, and guide junior loan officers and field agents.
- Regulatory Compliance: Ensure all cash lending activities follow local financial laws, interest rate caps, and consumer protection rules.
- Client Relations: Handle complex customer queries and negotiate debt payment schedules.
Requirements
- A Minimum of a Diploma or Bachelor’s degree in Finance, Accounting, Economics, Business Management, or a related commercial field.
- 3 to 5 years of progressive experience in credit evaluation or operations within a microfinance setup or NBFI in Botswana.
- Regulatory Clearance: Must meet NBFIRA’s strict “Fit and Proper” criteria, including a clean criminal record (recent Police Clearance), no history of insolvency, and clean background vetting.
Salary
lean, stable base salary supplemented heavily by cash incentives
How to Apply
Phone: +267 75661 987 / 72793918
Address: Shop 18A A-Z Complex, Koosing Ward, Maun
Frequently Asked Questions
What qualifications and certifications are typically required for a Principal Officer role in Botswana's finance sector?
Candidates usually need a degree in Finance, Accounting, or Economics from a recognized institution. Professional certifications such as ACCA or CIMA are highly valued and often required for regulatory compliance.
What are the common day-to-day responsibilities for a Principal Officer at a financial services firm in Maun?
The role typically involves overseeing daily operations, ensuring regulatory compliance with NBFIRA, and managing client portfolios. You will also be responsible for risk management and leading the local branch team.
What can I expect regarding the work culture and professional expectations in Botswana?
The culture emphasizes professional etiquette, respect for hierarchy, and strong relationship-building with local clients. Punctuality and a commitment to ethical financial practices are strictly expected.
What are the typical benefits provided to senior finance professionals in Botswana?
Standard packages generally include medical aid, a pension fund, and annual leave. Some employers may also provide a vehicle allowance or performance-based bonuses depending on the contract.
What is the realistic career progression for someone starting as a Principal Officer?
Successful officers can progress into regional management or executive leadership roles within the firm. Many also transition into specialized consultancy or high-level regulatory positions within the industry.
How should I apply, and what do Botswana employers prioritize during the selection process?
Submit a tailored CV and cover letter highlighting your local market experience and regulatory knowledge. Employers prioritize candidates who demonstrate leadership stability and a proven track record of financial integrity.
