Credit Analyst – FNB Botswana Centralised Securities

PURPOSE

EXPERIENCE AND QUALIFICATIONS

• The successful candidate must have a Bcom /BACC/ BFinance/ CIMA/ ACCA.
• 3 Years related experience.
• Computer literacy: proficiency in Microsoft packages.

RESPONSIBILITIES

• Assist internal sales partners with credit decisions and application of the credit policy. Build and maintain relationships with internal business partners.
• Maintenance of expert knowledge on relevant legislative amendments, industry best practices and provision of proactive advice and solutions to relevant stakeholders.
• Responsible for maximising cross sell opportunities through credit assessment and client portfolio analysis.
• Assist internal sales partners with credit decisions and application of the credit policy and build and maintain relationships with internal business partners
• Ensure average approval turnaround time against target to ensure retention of clients.
• Analyse credit data to estimate degree of risk in extending credit or lending money by accessing credit applications.
• Comply with governance in terms of legislative and audit requirements.
• Responsible for the returns of daily stats.