VACANCY
Be part of an exciting team that is looking at changing the Banking landscape.
If you are a self-starter and looking for a challenging, yet exciting opportunity to grow and develop new markets with First Capital Bank please submit your applications for the following position.
CREDIT EVALUATION MANAGER
REPORTS TO
Senior Credit Evaluation Manager
WE ARE STILL MAKING CVs FOR P100. COVER LETTERS FOR P50
Pay with FNB EWallet to 76981238 or Orange Money on number 76981238
Whatsapp us on +26776981238
JOIN US ON OUR WHATSAPP CHANNEL HERE
JOB PURPOSE
•Key responsibility is to evaluate risks and assess the eligibility for all credit related requests from the customers falling under their portfolio.
KEY RESPONSIBILITIES
•Evaluates, Reviews, Analyses credit worthiness of loan applications, renewals, and other credit related requests (such as release of security, changes in terms and conditions of sanction).
•Discuss with Relationship Managers (RMs) and / or Head of Credit (HOC), the loan requests in caseof need. Assists the RMs with proper structuring of deals in case of need.
•Ensures that all credit proposals put up, comply with the Bank’s Credit Policy, the Group Policy, Lending related Guidelines of the Bank of Botswana (BOB), and other regulatory bodies.
•Ensures to advise the RMs immediately on receipt of the decision on the credit proposals by the sanctioning authorities.
•Ensures speedy and timely resolution/disposal of applications.
•Ensures safe keeping of all customer documents submitted by the client and used for the credit evaluation process, printed copies of credit proposals, decisions, and relevant correspondence in the customers’ credit file as well as soft copies of all relevant correspondence in shared folders in the system.
•Ensures follow up of all credit appraisal related
documents not received at the time of appraisal from RMs.
•Manages their queues on the Credit Origination system, queries, as well as Reports.
•Overseas and manages the Evaluations MIS (e.g. Board Pack data, Application Tracking) within specified timelines.
•Undertakes to address and resolve Audit findings assigned by the Senior Credit Evaluation Manager, HOC or Higher Authority, as assigned.
•Undertakes any such other related/additionaI duties as instructed by the Senior Credit Evaluation Manager, HOC, or Higher Authority, from time to time, such as risk monitoring of the respective portfolios under his/her accountability.
QUALIFICATION/ EXPERIENCE
•Bachelor of Accountancy or Bachelor of Finance Degree or equivalent.
•A minimum of 3 years’ experience in Evaluations/ Underwriting.
•A post graduate program qualification will be an added advantage.
•Experience with evaluating Trade deals (e.g. Letters of Credit, Guarantees, Invoice Discounting deals, etc), will be an added advantage.
•Associate Diploma in Banking or equivalent.
KEY SKILLS & COMPETENCIES
•Problem solving skills
•Analytical skills
•People skills
•Conflict management skills
More Information
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JOB APPLICATION DETAILS
APPLICATION DETAILS
Interested candidates who meet the above requirements are invited to submit their applications, together with certified copies of academic and/ professional certificates, identity card, references and their latest updated C.V to: [email protected] on or before 5th April 2024. Please note that only shortlisted and successful candidates will be contacted. Please say that you got this job advertisement through Jobs Botswana
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