KYC Analyst

• To support on-going review of customer reviews/ clients/ associated parties information and documentation to make sure that all information is up to date.
• To support the Alerts Monitoring & FC Exits Specialist in implementing a robust AML / KYC and Sanctions Regime.
• To ensure that Alerts Monitoring & FC Exits operates in accordance with AML policies and procedures, Principal Risks and local regulatory requirements.
• To support the development of compliant, flexible and robust systems, procedures and controls to deliver to the business anti-money laundering objectives and improve the business performance in these areas.
• To support the development and implementation of a proactive strategy to combat money laundering, sanctions breaking and other financial crime
• Monitor AML processes and systems.
• To deliver performance excellence through working as part of a team.

JOB DESCRIPTION

• Enforce robust KYC standards by ensuring accuracy of each KYC document and commensurate with the country’s local conditions.
• To Support the development and implementation of a proactive strategy to combat conduct Risk and other Financial Crime issues.
• To instil AML policy in ensuring that the BBB Business operate in accordance with Africa and Botswana AML policies and procedures,Principal Risks and local regulatory requirements.
• To support the development of compliant, flexible and robust systems, procedure and controls to deliver to the business KYC objectives and improve the business performance in the area.
• Undertake required processing and servicing activity in accordance with the set procedures.
• Build relationships with internal customers and service providers (Consumer, CIB, BB, etc.) to ensure a quick turnaround time of issues and escalated queries.
• Undertake required processing and servicing activity in accordance with the set procedures.
• Attain reviews based on predetermined schedule in line with a customers or associated parties risk rating.
• Managing of PEP alerts.
• Transaction Monitoring Alerts investigations.
• Monitoring of all financial transactions to ensure all messages contain appropriate information in compliance with wire transfer regulations.
• Managing Dispensation Waivers Exits and Breaches processes.
• Follow up on Financial Crime Exits/Off-Boarding until closure.
• Provide inputs against KPI/KRI.
• Identify trigger events.
• In-country investigation & liaising for RFI related queries.
• Watch List Management.
• Action Sanctions Alerts.
• Screening all relevant incoming / outgoing payments (electronic, domestic and paper) and trade finance messages and relevant documentation related to Trade Finance Service arrangements against Africa consolidated, international and local lists as stipulated under policy.
• Automated and non-automated monitoring of customer/client account activity, associated party activity and customer/client/associated party expenditures to identify potentially suspicious behaviour and where applicable, submitting a suspicious activity report (SAR) to local authorities.
• Constantly seek to improve ways of working by challenging the status quo and supporting an empowerment climate within the team, sharing knowledge, experience, best practice and providing constructive feedback as required.
• Understanding of own role in the end to end processes in which you play a part, including applicable risks and controls.
• Adhere to the company’s policies and procedures applicable to own role, demonstrating sound judgment and responsible risk management.
• Comply with all general Financial Crime requirements e.g. KYC and anti-money laundering regulations

• Achieve KYC monthly/Fin Crime sampling excellence in all aspects of procedures and processes personally undertaken to ensure green audit.
• On- going screening against consolidated Africa, International and local lists as stipulated under Policy for Sanctions, AML and AB& C.
• Drive introducers and associated parties refresh
• Carry out off cycle reviews based on trigger events such as adverse media, material change in ownership, change in risk and information derived from transaction monitoring, screening processes or customer/client/ associated party expenditures or customer/client/ associated parties requests for items of value.
• On- going screening against consolidated Africa, International and local lists as stipulated under Policy for Sanctions, AML and AB& C.
• Drive introducers and associated parties refresh.
• Maintain excellent relationships with the business team to ensure achievement of business goals.
• Ensure prompt and adequate Financial Crime responses and support provided to the business

EDUCATION AND EXPERIENCE,COMPETENCIES

• Bachelors Degree
• Combination of banking, regulatory, professional and law enforcement experience
• At least 2 years of practical experience of working in the financial industry covering project management, risk, controls, compliance and operations.

COMPETENCIES

• Analytical & Quality conscious.
• Resilience, Strong personal and team organizational skills.
• Good communication skills.(written and oral)
• Strong interpersonal skills.
• Good coaching and Presentation skills.
• Issue management and resolution capability.
• Action & Result Orientation
• Computer literacy, Excellent knowledge of MS Office, comfortable with numbers, MIS

• Banking Experience
• In-depth knowledge of relevant processes and procedures.
• Clear understanding of team performance objectives – service level agreements and customer service targets.
• Sound understanding of technical systems e.g. FOS, eBox, Sybrin, KAMLs, 1.3, BOC, Fortent, Vision Plus, Teradata & Laser.
• A working knowledge and understanding of relevant legislation e.g. KYC, Anti Money Laundering, service standards, etc.
• Knowledge of team interfaces with other business areas, centers and branches.
• Awareness of service delivery goals and objectives.
• A broad awareness of Bank products and services.

CLOSING DATE AND APPLICATION INSTRUCTIONS