Product & Portfolio Manager – Consumer Lending – First Capital Bank 1626 views

Vacancy: Product & Portfolio Manager – Consumer Lending

Be part of an exciting team that is looking at changing the Banking landscape.

If you are a self-starter and looking for a challenging, yet exciting opportunity to grow and develop new markets with First Capital Bank please submit your applications for the following position.

The position will be responsible for the design, build, and implementation of lending products and enhancements to tx-.t meet customer needs, and deliver sustanable revenue growth for the Bank. This will include partnering with key stakeholders to def me and write product requirements to dekver features with high quality for Unsecured Lending products. This individual will contribute to the shape of the bank’s lending strategy, informed by a deep understanding of product development, lending economics, customers insights and the competition landscape.

• Obtain deep understanding of our lending business, including portfolio financial performance, customer needs, competitive environment, and the operations and experiences of our products.
• Manage the development of product projects from ideation to launch, and act as a key point of contact.
• Work closely with Technology and operations partners to oversee the design & build phases of product enhancements and relevant systems.
• Build pricing, asset risk and financial models for our lending business to ensure desired profitability goals.
• Monitor portfolio performance with regards but not limited to profitability. balance sheet growth book quality and risk management.

• Monitor and report out key performance indicators relative to expectations and strategy.
• Ensure good governance within the lending department – Internal Audit. AML CFT, Processes. Policies.
• Timely preparation of reporting documents for country management, group and board.
• lead and Manage teams of analysts and Customer Life Cycle Management.
• 3 years working experience in Financial institutions/Audit firms/ Fintechs
• Bachelor’s degree in Business, Finance/Accounts. Banking. Computer Science or related field

• Enthusiasm for exceptional innovative products & services, and a customer first mindset.
• Ability to communicate complex topics to key stakeholders at both business and technical levels.
• Demonstrates problem solving skills to be able to respond quickly and creatively to complex issues.
• Ability to partner with and lead a cross functional team to drive results.
• Strong analytical skills with the ability to find, analyze, and distil data into actionable insights.
• Will to win and desire to have fun.