SENIOR CREDIT RECOVERIES MANAGER – FNB Botswana 539 views

1. SENIOR CREDIT RECOVERIES MANAGER – IRC204715

To manage non-performing loans within a specific region to maximise recoveries and minimise cost while providing credit with accurate MIS.

The individual will be responsible for, but not limited to the following:

• Manage the commercial client collections strategy in line with the credit and risk portfolio parameters to minimize credit losses
• Ensure the reduction of loss to the Bank and increase of revenue through collections and recovery
• Control Manage costs/expenses within approved budget to achieve cost
• Establish, align and manage target and budget goals whilst ensuring effective control of costs for a range of functional areas to increase cost-efficiency
• Ensure management is informed immediately of challenges, system problems or customer difficulties that may be experienced in Collections.
• Deliver a sound Debt Recovery Management culture through awareness of campaigns to influence behavior and drive the importance of compliance.
• Cultivate and manage objective working relationships with a variety of stakeholders, including end-users, SME’s, project managers and senior staff members by providing market insights and analysis and support business development activities on credit recovery to ensure and develop local partnerships
• Maintain expert knowledge on relevant legislative amendments, industry best practices and provision of proactive advice and solutions to relevant stakeholders
• Control the administrative activities relative to the function of deceased and insolvent estates by ensuring liaison with third parties i.e. Attorneys, Trustees, Executors, Liquidators by the Collectors
• Comply with governance in terms of legislative and audit requirements
• Manage Operational Process Collections and Regulatory Credit Recovery Models
• Control the risk grading of customer base, by input of data into Regulatory Credit Recovery reports and models, to ensure minimization of risk to bank for future business
• Ensure legal action for non-performance by either Executor, surviving spouse or solvent half share owner of properties were done by Collectors

Education & Experience:

• Admitted Attorney preferably with LLB
• 4 to 5 years’ experience in a collections or related environment, including in depth knowledge of bank’s financial products is essential.
• Post Graduate Certificate on Enterprise Risk Management

Competencies & Skills:

• Analysis and attention to detail
• Judgement and decision-making
• Influencing and impact (inc. negotiation)
• Business insight and risk awareness
• Commercial and financial acumen
• Organizational awareness
• Research competence
• Commercially aware of civil litigation process of CCIB recoveries
• Drive and results orientation

 

Interested applicants are requested to log onto

https: www.firstrandjobs.mobi/  and upload their curriculum Vitaes (CVs) no later than 9th September 2021.