BANK OF BARODA (BOTSWANA) LTD Applications are invited for the post of: * HEAD CREDIT MONITORING No. of Post-1
Job Summary
- Type: full-time
- Location: Gaborone
- Category: Finance
- Closing Date: 2026-07-17
Key Responsibilities
- analyze the financial statements of the corporate, and do the credit rating of the proposals to identify the risk profile of the borrower and accordingly arrive at the pricing the loan.
- He should be able to assess the cash-flow, fund flow statement and latest audited Balance sheet.
- He should able to arrive at Current Ratio, Debt Equity Ratio, Net Profit Ratio, Debtors Turnover Ratio, Creditors Turnover Ratio, Inventory Turnover Ratio, and Debt Service Coverage Ratio.
- To comply with various regulatory requirements, more particularly on Exposure norms, Income Recognition and Asset Classification guidelines, Capital Adequacy, Credit Risk Management guidelines of Bank of Botswana/other authorities.
- To ensure Loan Review Mechanism is undertaken by branches for various borrower accounts as a mechanism to ensure compliance with extant sanction post sanction process/procedures including picking up early warning signals and initiating corrective action to improve the credit quality would continue to be adhered to
Requirements
- Qualification: Post Graduate Degree from a recognized University
- Professional qualification-: Certificate in Commercial Credit, Certified Associate from institute of Bankers.
- Work Experience: Minimum 10 years’ experience of working with reputed Bank with international standard with at least 4 years in Branch Banking
How to Apply
Apply by email: hrm.botswana@bankofbaroda.com
About the Company
Bank of Baroda (Botswana) Ltd. has been a prominent financial institution in Botswana since its establishment in 2008. As a subsidiary of the global Bank of Baroda, it offers a full spectrum of banking and financial services to retail customers, corporate entities, and small to medium-sized enterprises (SMEs) across the country. With key operational branches located in Gaborone and Francistown, the bank plays an active role in Botswana's economic landscape, providing essential services like trade finance, treasury operations, and accessible credit facilities. Regulated by the Bank of Botswana, it delivers secure, modern, and locally tailored banking solutions, contributing to the nation's financial inclusion and growth.
Empowering Botswana with comprehensive banking solutions.
Frequently Asked Questions
What are the typical qualifications and certifications expected for a Head of Credit Monitoring in Botswana?
This role usually requires a degree in Finance, Accounting, Business Administration, or a related field, often coupled with professional certifications like CFA or relevant risk management qualifications. Extensive experience in credit risk, portfolio management, and compliance within the banking sector is crucial.
What are the common day-to-day responsibilities for a Head of Credit Monitoring in a Botswana bank?
Daily tasks involve overseeing the credit portfolio's health, identifying early warning signs of default, and ensuring compliance with both internal policies and local regulatory frameworks. You'll lead a team, prepare comprehensive reports for senior management, and implement robust monitoring strategies.
What are the typical work culture and professional expectations for senior finance roles in Botswana's banking sector?
Botswana's banking culture values professionalism, ethical conduct, and strong adherence to regulatory compliance. Expect an emphasis on teamwork, respect for hierarchy, and a commitment to continuous professional development and local economic growth.
What are the realistic career progression opportunities for a Head of Credit Monitoring in Botswana?
Successful Heads of Credit Monitoring can progress to broader risk management roles, Chief Risk Officer positions, or even senior leadership within the bank. Opportunities might also arise in central banking or financial regulatory bodies within Botswana.
What typical benefits can one expect for a senior banking role like this in Botswana?
Senior positions in Botswana's banking sector typically offer competitive benefits packages, including comprehensive medical aid, a provident or pension fund contribution, and generous annual leave. Some packages may also include allowances for housing or transport, reflecting the seniority of the role.
What should applicants focus on when applying for this role in Botswana, and what do employers typically look for?
Highlight your proven track record in credit risk management, leadership experience, and understanding of Botswana's regulatory landscape. Employers seek candidates with strong analytical skills, strategic thinking, and the ability to drive robust credit monitoring frameworks.